PayU Turkey

Follow the standard PaymentsOS integration procedure, and then apply the relevant extra specifications described below.

• API Version
• Payment Methods
• Currencies
• Features
• Requests
• Setup Procedures
• Integration Procedures
• Testing

API Version

Minimum required API version: 1.0.0

Payment Methods

The following table lists all supported payment methods.

Currencies

TRY, USD, EUR, RUB, GBP

Features

The following table provides an overview of all supported and non-supported features.

Feature	Supported
3DS 1.0 External	No
3DS 1.0 Internal	Yes
3DS 2.0 External	No
3DS 2.0 Internal	No
End-to-End Encryption (E2EE)	No
Installments	Yes
Level 2 and 3 Data	No
Payment Facilitator	No
Retrieve Supported Payment Methods	No
Retrieve Supported Plans	No
Statement Soft Descriptor	No
Stored Credentials Flag	Yes
Transaction Processing without CVV	Yes

Requests

The following table lists all supported requests. Use the bodybuilder to create a sample request body for each request type.

Setup Procedures

The following table lists the setup procedures that are specific to this provider.

Integration Procedures

The following sections list the integration procedures that are specific to this provider.

Considerations when Creating an Authorization

The authorization amount may be higher than the payment.amount, due to commissions related to installments. The final authorization.amount can be seen in the response to the authorization request. For more details see Installments Commissions in your PayU Turkey account.

Configuring IPN Settings

Enabling IPNs is mandatory, to keep the PaymentsOS platform in sync with PayU systems.

Login to your PayU Turkey account, and choose Account Management > Account Settings > IPN Settings. Then set the following IPN URLs:

• For the PaymentsOS test environment: https://api.paymentsos.com/callbacks/payuturkey/test/notifications
• For the PaymentsOS live environment: https://api.paymentsos.com/callbacks/payuturkey/live/notifications

Next, select the following (required) fields: SALEDATE, REFNOEXT, ORDERSTATUS, IPN_PID[], IPN_PNAME[], IPN_DATE, and IPN_TOTALGENERAL. We recommend selecting all the fields.

As a last step, enable IPNs in your PayU Turkey account by choosing Account Settings > Notifications > Send notifications for, and select:

• Canceled and returned orders
• Complete orders

Note that by default, only Authorized orders is enabled.

Redirecting your Customer for Redirection Flows (3DS and some APMs)

When you send a post authorization request, a redirection flow may be required (3D Secure authentication, and for some APMs). If so, we will return an authorization resource containing an authorization.redirection.url, and a status of 'pending'. Redirect your customer to this URL, so that they can authenticate themselves / complete the payment flow.

Once the redirection session is done, we'll redirect your customer's browser back to your site, using the merchant_site_url (that you provided in the post authorization request). <We've included the following URL parameters in the merchant_site_url, to provide you with the context of the page that you'll need to load: payment_id, authorization_id, and status (of the authorization). Here's an example:

<merchant_site_url>
  ?payment_id=dd1fbe34-4636-4a61-8cb1-27ac8a175284
  &authorization_id=aec1c306-e0f7-452b-8fb5-5b34489e9d10
  &status=Pending

Special Responses for the UPT and WIRE Payment Methods

The UPT and WIRE payment methods don't follow the standard redirect flow. Review the sections below for more information on handling the flow for each of those payment methods.

UPT

The response from a post authorization for UPT does not include a redirect URL. It contains a provider_data.additional_information.tx_refno field, which you should display to your customer. They will need the tx_refno to pay the amount at the bank.

Here's a sample response from a post authorization request for the UPT payment method:

{
  "id": "7d69186f-f92b-48d0-b194-81a613ef872d",
  "amount": 31500,
  "created": "1515077300327",
  "reconciliation_id": "1b2084bd-9513-4b34-b047-420d309c6e07",
  "provider_specific_data": {
    "additional_details": {
      "bill_citype": "PERSONALID",
      "bill_cinumber": "12345678901",
      "payment_method": "UPT"
    }
  },
  "payment_method": {
    "billing_address": {
      "country": "TUR",
      "first_name": "John",
      "last_name": "Doe",
      "phone": "756312633",
      "email": "John.Doe@email.com"
    },
    "type": "untokenized",
    "source_type": "UPT"
  },
  "result": {
    "status": "Pending"
  },
  "provider_data": {
    "provider_name": "PayUTurkey",
    "response_code": "PENDING_AUTHORIZATION",
    "description": "Order saved and pending authorization.",
    "raw_response": "{\"TX_REFNO\":\"87885890761\",\"AUTH_CODE\":\"\",\"RETURN_MESSAGE\":\"Order saved and pending authorization.\",\"ALIAS\":\"74bbac2b914a39bcdbf2e7ed5b6b317f\",\"STATUS\":\"SUCCESS\",\"RRN\":\"\",\"DATE\":\"2018-01-04 17:48:20\",\"ORDER_REF\":\"1b2084bd-9513-4b34-b047-420d309c6e07\",\"RETURN_CODE\":\"PENDING_AUTHORIZATION\",\"HASH\":\"713d9d20bee866b5f3953b95ff436eae\",\"REFNO\":\"48921185\"}",
    "authorization_code": "",
    "external_id": "48921185",
    "additional_information": {
      "tx_refno": "87885890761"
    }
  }
}

WIRE

The response from a post authorization for WIRE contains a list of your merchant bank accounts, which you should display to your customer. They will need to select a bank account, to transfer to.

Here's a sample response from a post authorization request for the WIRE payment method:

{
  "id": "da6aa5ce-7c2c-474a-bbd5-5837fd5505dc",
  "amount": 31500,
  "created": "1515076243342",
  "reconciliation_id": "74ac9b5e-6204-4265-a8d0-a0532d15d1ce",
  "provider_specific_data": {
    "additional_details": {
      "payment_method": "WIRE"
    }
  },
  "payment_method": {
    "billing_address": {
      "country": "TUR",
      "first_name": "John",
      "last_name": "Doe",
      "phone": "756312633",
      "email": "John.Doe@email.com"
    },
    "type": "untokenized",
    "source_type": "WIRE"
  },
  "result": {
    "status": "Pending"
  },
  "provider_data": {
    "provider_name": "PayUTurkey",
    "response_code": "PENDING_AUTHORIZATION",
    "description": "Order saved and pending authorization.",
    "raw_response": "{\"AUTH_CODE\":\"\",\"RETURN_MESSAGE\":\"Order saved and pending authorization.\",\"ALIAS\":\"dfdfee128cb5870d4601c894e96f13a0\",\"STATUS\":\"SUCCESS\",\"RRN\":\"\",\"DATE\":\"2018-01-04 17:30:43\",\"ORDER_REF\":\"74ac9b5e-6204-4265-a8d0-a0532d15d1ce\",\"RETURN_CODE\":\"PENDING_AUTHORIZATION\",\"HASH\":\"0ccffa773df5236026b6984d4627931a\",\"REFNO\":\"48880145\"}",
    "authorization_code": "",
    "external_id": "48880145",
    "documents": [{
        "descriptor": "bank_list",
        "content_type": "json",
        "content": "{\"BANK_IDENTIFIER\":\"IS BANK\",\"BANK_ACCOUNT\":\"TR770006400000110111847674\",\"ROUTING_NUMBER\":[\"\"],\"IBAN_ACCOUNT\":\"TR770006400000110111847674\",\"BANK_SWIFT\":\"ISBKTRIS\",\"COUNTRY\":\"Turkey\",\"WIRE_RECIPIENT_NAME\":\"PayU Ödeme Kuruluşu AŞ\",\"WIRE_RECIPIENT_VAT_ID\":\"0550442060\"}"
      }, {
        "descriptor": "bank_list",
        "content_type": "json",
        "content": "{\"BANK_IDENTIFIER\":\"FINANSBANK\",\"BANK_ACCOUNT\":\"TR680011100000000056754760\",\"ROUTING_NUMBER\":[\"\"],\"IBAN_ACCOUNT\":\"TR680011100000000056754760\",\"BANK_SWIFT\":\"FNNBTRIS  \",\"COUNTRY\":\"Turkey\",\"WIRE_RECIPIENT_NAME\":\"PayU Ödeme Kuruluşu AŞ\",\"WIRE_RECIPIENT_VAT_ID\":\"0550442060\"}"
      }, {
        "descriptor": "bank_list",
        "content_type": "json",
        "content": "{\"BANK_IDENTIFIER\":\"YAPI KREDI BANKASI\",\"BANK_ACCOUNT\":\"TR680006701000000046382916\",\"ROUTING_NUMBER\":[\"\"],\"IBAN_ACCOUNT\":\"TR680006701000000046382916\",\"BANK_SWIFT\":\"YAPITRISFEX\",\"COUNTRY\":\"Turkey\",\"WIRE_RECIPIENT_NAME\":\"PayU Ödeme Kuruluşu AŞ\",\"WIRE_RECIPIENT_VAT_ID\":\"0550442060\"}"
      }, {
        "descriptor": "bank_list",
        "content_type": "json",
        "content": "{\"BANK_IDENTIFIER\":\"TURK EKONOMI BANKASI\",\"BANK_ACCOUNT\":\"TR070003200000000030539275\",\"ROUTING_NUMBER\":[\"\"],\"IBAN_ACCOUNT\":\"TR070003200000000030539275\",\"BANK_SWIFT\":\"TEBUTRIS\",\"COUNTRY\":\"Turkey\",\"WIRE_RECIPIENT_NAME\":\"PayU Ödeme Kuruluşu AŞ\",\"WIRE_RECIPIENT_VAT_ID\":\"0550442060\"}"
      }, {
        "descriptor": "bank_list",
        "content_type": "json",
        "content": "{\"BANK_IDENTIFIER\":\"TURKIYE GARANTI BANKASI, A.S.\",\"BANK_ACCOUNT\":\"TR530006200006800006295309\",\"ROUTING_NUMBER\":[\"\"],\"IBAN_ACCOUNT\":[\"\"],\"BANK_SWIFT\":\"TGBATRISXXX\",\"COUNTRY\":\"Turkey\",\"WIRE_RECIPIENT_NAME\":\"PayU Ödeme Kuruluşu AŞ\",\"WIRE_RECIPIENT_VAT_ID\":\"0550442060\"}"
      }, {
        "descriptor": "bank_list",
        "content_type": "json",
        "content": "{\"BANK_IDENTIFIER\":\"AKBANK\",\"BANK_ACCOUNT\":\"TR270004600171888000103527\",\"ROUTING_NUMBER\":[\"\"],\"IBAN_ACCOUNT\":[\"\"],\"BANK_SWIFT\":\"AKBKTRIS\",\"COUNTRY\":\"Turkey\",\"WIRE_RECIPIENT_NAME\":\"PayU Ödeme Kuruluşu AŞ\",\"WIRE_RECIPIENT_VAT_ID\":\"0550442060\"}"
      }
    ]
  }
}

Testing

Use the following PayU Turkey credentials to test your integration.

Credentials for testing Non-3D-Secure requests

Credentials for testing 3D-Secure requests

Test Cards

You can use the following PayU Turkey test cards for testing: