Finaro (formerly Credorax)
Follow the standard PaymentsOS integration procedure, and then apply the relevant extra specifications in this section to integrate with Finaro.
API Version
Minimum required API version: 1.2.0
The following features require an API version higher than the minimum:
- 3DS 2.0 Internal requires API version 1.3.0
- 3DS 2.0 External requires API version 1.3.0
Payment Methods
The following table lists all supported payment methods.
Payment Method | Payment Method Type |
---|---|
American Express | Cards |
MAESTRO | Cards |
MASTERCARD | Cards |
VISA | Cards |
Currencies
Finaro supports a wide range of currencies. Refer to the Finaro documentation for a complete list of supported currencies.
Features
The following table provides an overview of all supported and non-supported features.
Feature | Supported | Notes |
---|---|---|
![]() | Yes | |
![]() | No | |
![]() | No | |
![]() | Yes | Supported flow type: Self-handled Flow. For more information, see 3DS 2 Self-handled Flow. |
Installments | No | |
Level 2 and 3 Data | No | |
![]() | No | |
Network Tokens | No | |
![]() | No | |
PayU Risk | No | |
![]() | Yes | |
![]() | No | |
Retrieve Supported Plans | No | |
Statement Soft Descriptor | No | |
![]() | Yes | |
![]() | Yes |
Requests
The following table lists all supported requests for card-based transactions.
Use the bodybuilder to create a sample request body for each request type.
Request | Partial/Multiple | Mode |
---|---|---|
Authorize | Partial and multiple are not supported | Synchronous |
Capture | Both partial and multiple are supported | Synchronous |
Charge | Not Applicable | Synchronous |
Credit | Partial and multiple are not supported | Synchronous |
Refund | Both partial and multiple are supported | Synchronous |
Void | Both partial and multiple are supported | Synchronous |
Setup Procedures
The following table lists the setup procedures that are specific to this provider.
Configuration | Required/Optional |
---|---|
In the PaymentsOS Control Center, configure the following credentials:
| Required |
In your Finaro account, configure SHA256 hashing (used for authentication purposes). | Required |
In your Finaro account, enable the currencies you require in your transactions. Contact Finaro support for assistance | Required |
In your Finaro account, enable the transaction request types you would like to use. Note that Operation code 101 (Past Transaction Retrieval) is required. The other request types are optional.
| Required |
In your Finaro account, disable the CVV check if desired. Contact Finaro support for assistance. | Optional |
In your Finaro account, enable a Dynamic Billing Descriptor. This requires approval from Finaro. | Optional |
If you would like to start using 3DS with Finaro, do the following:
| Optional |
Testing
Contact your account manager for test credentials. To download test card data, click here.
Last modified April 17, 2023